personal finance

The Smart Money Path is an India-focused personal finance blog dedicated to helping beginners make better money decisions. Our content covers essential topics like budgeting, saving money, managing debt, insurance basics, and long-term financial planning.

We focus on practical, realistic advice based on everyday Indian financial situations—without hype, misleading promises, or get-rich-quick schemes.

February 25, 2026

Personal Finance for Low to Mid Income Earners in India (Complete Guide That Actually Works)

Personal Finance for Low Income Earners in India (Complete Practical Guide) Personal Finance for...

How to Increase CIBIL Score India
February 24, 2026

How to Increase CIBIL Score India: A Practical, No-Fluff Guide That Actually Works

How to Increase CIBIL Score India How to Increase CIBIL Score India Learn how...

EMIs: The Only Practical Way to Handle Them
February 22, 2026

EMIs: The Only Practical Way to Handle Them (Without Stress or Regret)

EMIs don’t look dangerous at first EMIs: The Only Practical Way to Handle Them...

Tax Saving Tips for Students in India
February 13, 2026

Tax Saving Tips for Students in India: A Practical Beginner’s Guide

Why Taxes Feel Overwhelming as a Student Tax Saving Tips for Students in India...

How to Claim HRA in India
February 12, 2026

How to Claim HRA in India: A Clear and Practical Guide (FY 2025–26)

How to Claim HRA in India: Learn how to claim House Rent Allowance (HRA)...

Cheap Index Funds in India
February 11, 2026

Cheap Index Funds in India: A Clear Beginner’s Guide

Cheap Index Funds in India If you’ve been trying to understand index funds in...

Risk Tolerance Test for Beginners in India
February 7, 2026

Risk Tolerance Test for Beginners in India Simple Guide to Know Your Investment Risk (2026)

Risk Tolerance Test for Beginners in India Simple Guide to Know Your Investment Risk...

Financial analysis and planning tools with graphs and calculator on a table.
February 6, 2026

NAV Meaning in Mutual Funds Complete Beginner’s Guide for India (2026)

NAV Meaning in Mutual Funds Complete Beginner’s Guide for India (2026) NAV Meaning in...

Mutual Fund Exit Load Explained
February 6, 2026

Mutual Fund Exit Load Explained Complete Beginner’s Guide for India (2026)

Mutual Fund Exit Load Explained Complete Beginner’s Guide for India (2026) Mutual Fund Exit...

How to Start SIP Online in India
February 5, 2026

How to Start SIP Online in India Complete Beginner’s Guide (2026)

How to Start SIP Online in India Complete Beginner’s Guide (2026) How to Start...

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